Smart Repair Insurance
Small scratches, scuffs and dents are not only unsightly but have a negative effect on the value of your car. In the past, cars in need of cosmetic repair would have been sent to a conventional body shop, meaning that you would be without your car while the repair work took place, and potentially facing a large bill. Thankfully, many small scratches, scuffs and dents can be repaired using SMART techniques. The SMART repair concept was originally created to offer the motor industry a fast, cost-effective solution to assist in the cosmetic repair of used vehicles. SMART Repair Insurance now lets you take advantage of this new solution to ensure your vehicle looks as good as new by repairing minor bumps and scratches as they happen. SMART Repair Insurance will pick up these costs for up to 36 months, up to a maximum of £3,000.
WHAT IS NOT COVERED
- Damage that is not SMART repairable.
- Damage to the bonnet, boot and roof will be subject to stone chip repairs only.
- Damage incurred more than 30 days before the claim is reported. • Damage to your alloy wheels.
Smart Repair & Alloy Wheel Insurance
Same as above however SMART Repair and Alloy Wheel Insurance will also cover your alloy wheels, should they be accidentally damaged through everyday motoring SMART Repair and Alloy Wheel Insurance will pick up these costs for up to 36 months, up to a maximum of £3,000 for bodywork repairs, and up to £1,500 for alloy wheel repairs. WHAT IS NOT COVERED- Damage that is not SMART repairable.
- Damage to the bonnet, boot and roof will be subject to stone chip repairs only.
- Damage incurred more than 30 days before the claim is reported.
- Chrome wheels, or wheels of a split-rim construction.
Smart Repair Insurance
350
3 Years
3 Years- Make an unlimited number of claims, up to the maximum aggregate claim limit of £3,000.
- Up to £1,000 per claim.
- Protects your no claims bonus
- Protects the future resale value of your car.
- Maintains the appearance of your car.
- Professional repair is carried out at a time convenient for you.
- All repair work is guaranteed for the life of the vehicle ownership by you, the policyholder. All amounts quoted are inclusive of VAT.
- SMART Repair Insurance covers you for a sudden and unforeseen event resulting in accidental damage to your vehicle, which can be described as one of the following:
- Scratches – means a scratch to a vehicle body panel not exceeding 30cm in length
- Minor dent – means a dent to a metal body panel not exceeding 30cm in diameter, where the panel has not been ripped, torn or perforated
- Scuffed bumper – means damage to the bumper of the vehicle, up to 30cm in diameter and sits within one body panel.
- Stone chip – a chip up to 3mm in diameter which will be filled and sealed to prevent corrosion. Please note that stone chip repair damage will remain slightly visible.
Smart Repair Insurance With Alloy Insurance
3993 Years
3 Years- Make an unlimited number of SMART claims, up to the maximum aggregate of £3,000.
- Up to £1,000 per SMART claim.
- Makeup to 10 alloy wheel claims.
- Up to £150 per alloy wheel claim with a maximum aggregate of £1,500.
- Protects your no claims bonus.
- Protects the future resale value of your car
- Maintains the appearance of your car.
- Professional repair is carried out at a time convenient for you
- All repair work is guaranteed for the life of the vehicle ownership by you, the policyholder.
- Should your wheel be damaged beyond repair; we will contribute up to £150 towards the cost of a replacement wheel
- Scratches – means a scratch to the vehicle not exceeding 30cm in length.
- Minor dent – means a dent to a body metal panel not exceeding 30cm in length, where the panel has not been ripped, torn or perforated.
- Scuffed bumper – means damage to the bumper of the vehicle, not exceeding 30cm in diameter.
- Stone chip – a chip up to 3mm in diameter which will be filled and sealed to prevent corrosion. Please note that stone chip repair damage will remain slightly visible.
- lloy wheels – damage to your painted or diamond-cut alloy wheels.
ARE YOU ELIGIBLE? You will be eligible for this policy if you are:
- The registered keeper or hirer of the vehicle.
- The vehicle is used principally in the UK, Ireland, Channel Islands or the Isle of Man.
- The vehicle is not a commercial vehicle weighing over 3.5 tonnes, or a vehicle used for hire and reward. For a complete list of cover and exclusions, please refer to your policy documentation.
