Smart Repair and Alloy Wheel insurance
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Smart Repair Insurance

Small scratches, scuffs and dents are not only unsightly, but have a negative effect on the value of your car. In the past, cars in need of cosmetic repair would have been sent to a conventional body shop, meaning that you would be without your car while the repair work took place, and potentially facing a large bill. Thankfully, many small scratches, scuffs and dents can be repaired using SMART techniques. The SMART repair concept was originally created to offer the motor industry a fast, cost-effective solution to assist in the cosmetic repair of used vehicles. SMART Repair Insurance now lets you take advantage of this new solution to ensure your vehicle looks as good as new by repairing minor bumps and scratches as they happen. SMART Repair Insurance will pick up these costs for up to 36 months, up to a maximum of £3,000.

KEY BENEFITS

tickMake an unlimited number of claims, up to the maximum aggregate claim limit of £3,000.

tickUp to £1,000 per claim.

tickCover for 36 months.

tickProtects your no claims bonus.

tickProtects the future resale value of your car.

tickMaintains the appearance of your car.

tickProfessional repair, carried out at a time convenient for you.

tickAll repair work is guaranteed for the life of the vehicle ownership by you, the policy holder. All amounts quoted are inclusive of VAT.

SMART Repair Insurance covers you for a sudden and unforeseen event resulting in accidental damage to your vehicle, which can be described as one of the following:

tickScratches - means a scratch to a vehcile body panel not exceeding 30cm in length.

tickMinor dent - means a dent to a metal body panel not exceeding 30cm in diameter, where the panel has not been ripped, torn or perforated.

tickScuffed bumper - means damage to the bumper of the vehicle, up to 30cm in diameter and sits within one body panel.

tickStone chip – a chip up to 3mm in diameter which will be filled and sealed to prevent corrosion. Please note that stone chip repair damage will remain slightly visible.

WHAT IS NOT COVERED

Damage that is not SMART repairable.

Damage to the bonnet, boot and roof will be subject to stone chip repairs only.

Damage incurred more than 30 days before the claim is reported. • Damage to your alloy wheels.

Smart Repair & Alloy Wheel Insurance

Same as above howver SMART Repair and Alloy Wheel Insurance will also cover your alloy wheels, should they be accidentally damaged through everyday motoring SMART Repair and Alloy Wheel Insurance will pick up these costs for up to 36 months, up to a maximum of £3,000 for bodywork repairs, and up to £1,500 for alloy wheel repairs.

KEY BENEFITS 

tickMake an unlimited number of SMART claims, up to the maximum aggregate of £3,000.

tickUp to £1,000 per SMART claim.

tickMake up to 10 alloy wheel claims.

tickUp to £150 per alloy wheel claim with a maximum aggregate of £1,500.

tickCover for 36 months.

tickProtects your no claims bonus.

tickProtects the future resale value of your car.

tickMaintains the appearance of your car.

tickProfessional repair, carried out at a time convenient for you.

tickAll repair work is guaranteed for the life of the vehicle ownership by you, the policy holder.

tickShould your wheel be damaged beyond repair; we will contribute up to £150 towards the cost of a replacement wheel.

All amounts quoted are inclusive of VAT.

SMART Repair and Alloy Wheel Insurance covers you for a sudden and unforeseen event resulting in accidental damage to your vehicle, which can be described as one of the following:

tickScratches - means a scratch to the vehicle not exceeding 30cm in length.

tickMinor dent - means a dent to a body metal panel not exceeding 30cm in length, where the panel has not been ripped, torn or perforated.

tickScuffed bumper - means damage to the bumper of the vehicle, not exceeding 30cm in diameter.

tickStone chip – a chip up to 3mm in diameter which will be filled and sealed to prevent corrosion. Please note that stone chip repair damage will remain slightly visible.

tickAlloy wheels - damage to your painted or diamond-cut alloy wheels.

WHAT IS NOT COVERED 

Damage that is not SMART repairable.

Damage to the bonnet, boot and roof will be subject to stone chip repairs only.

Damage incurred more than 30 days before the claim is reported.

Chrome wheels, or wheels of a split-rim construction.

ARE YOU ELIGIBLE? You will be eligible for this policy if you are:

tickThe registered keeper or hirer of the vehicle.

tickThe vehicle is used principally in the UK, Ireland, Channel Islands or the Isle of Man.

tickThe vehicle is not a commercial vehicle weighing over 3.5 tonnes, or a vehicle used for hire and reward. For a complete list of cover and exclusions, please refer to your policy documentation.

£POA